We know shopping for your vehicle should be the most time-consuming part of the car-buying process, not the financing. That’s why we offer easy and quick loans at competitive rates and flexible terms to finance your new or used vehicle. Whether you’re financing a car, truck, motorcycle, boat, recreational vehicles (RV), or Jet Ski, we have a loan for you. Give us a call before you shop for your next vehicle, and we’ll pre-approve you so you know exactly how much car you can afford and what your monthly payment will be. Our loan calculators can help you determine your financing options, or you can apply online.
- Traditional Autos can be financed up to 110% of the purchase price with terms up to 72 months
- Recreational Vehicles can be financed up to 100% of the purchase price with terms up to 72 months (With extended terms for $50,000.00 or more)
- Motorcycles can be financed up to 100% of the purchase price with terms up to 72 months
Traditional Autos can be financed at terms up to 72 months
Recreational Vehicles can be financed at terms up to 72 months (With extended terms for $50,000 or more)
Motorcycles can be financed at terms of up to 72 months
If you’ve already financed your vehicle with another financial institution, consider refinancing your loan at Integrity FCU. We may be able to save you money by refinancing your loan at a lower rate, with no application fee or cost. Better your budget by refinancing to reduce your monthly payment, or even shorten or lengthen your current term. Our loan calculators can help you learn how much you can save by refinancing.
Your car insurance doesn’t cover everything! In the event your vehicle is deemed a total loss due to an accident or theft, your insurance policy will only cover the current market value of your vehicle. The resulting financial “gap” for which you must make up the difference could cost you thousands of dollars! Protect yourself with GAPWise™ Insurance, covering the “gap” between the loan amount and the value of the vehicle if it is totaled.
GAP Insurance Member Benefits
- All Risk Protection
- Cost of coverage is only a portion of what you would pay at the dealer
- Peace of mind that the GAP is always paid
- Vehicle value up to $100,000.00
- Pays up to $1,000.00 of the member’s physical damage deductible
- Covers the entire term of the loan
- Pays the delinquent payments up to 60 days at the time of loss
- Includes $1,000.00 credit toward the purchase of a replacement vehicle financed at the credit union
Cover specific repairs on your vehicle including bumper-to-bumper coverage, with a 100% money back guarantee if it is not used and cancelled within 30 days of purchase date. After 30 days, the refund will be prorated. Talk to our Loan Department for specific details.