Whether you’re shopping for your first home, saving for retirement, looking for an affordable credit card, or refinancing a vehicle, Integrity FCU offers our members competitive rates to help you meet your financial needs.
Share & IRA Certificate Rates
The minimum opening deposit on a certificate is $1,000.00 with the exception of a $500.00 opening deposit on a custodial account. Six-month term is not available for an IRA Certificate. These rates are in effect 8-21-2026.
| Term | Rate |
|---|---|
| 6-Month | 4.05% with an APY* of 4.13% |
| 12-Month | 3.75% with an APY* of 3.82% |
| 18-Month | 3.50% with an APY* of 3.56% |
| 24-Month | 3.25% with an APY* of 3.30% |
| 48-Month | 0.00% with an APY* of 0.00% |
| 60-Month | 0.00% with an APY* of 0.00% |
*APY=Annual Percentage Yield. Dividend rates may change at any time without notice.
