Whether you’re shopping for your first home, saving for retirement, looking for an affordable credit card or refinancing a vehicle, Integrity FCU offers our members competitive rates to help you meet your financial needs. Interested in a loan? Apply Today!
Newer Models 2017 & Newer – Up to 100% Financing
| Up to 72 months | as low as 2.74% APR*1 |
Newer Recreational 2017 & Newer– Up to 100% Financing
| Up to 60 months | as low as 3.75% APR*2 |
Newer Motorcycle 2017 & Newer – Up to 100% Financing
| Up to 72 months | as low as 4.00% APR*3 |
| * | The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
(1) A sample monthly payment for a loan of $20,000 for 72 months at 2.74% APR would be approximately $301.90. (2) A sample monthly payment for a loan of $20,000 for 60 months at 3.75% APR would be approximately $366.65. (3) A sample monthly payment for a loan of $20,000 for 72 months at 4.00% APR would be approximately $313.43. |
Used 2016 and older – Up to 100% of average NADA retail value
| 2017 – 2013 | 72 months | as low as 3.24% APR*1 |
| 2012 – 2009 | 48 months | as low as 4.35% APR*2 |
Used Recreational – Up to 100% of average NADA retail value
| 2017 – 2013 | 60 months | as low as 4.00% APR*3 |
| 2017 – 2013 | 72 months | as low as 4.25% APR*4 |
| 2012 – 2009 | 48 months | as low as 5.00% APR*5 |
Used Motorcycle – Up to 100% of average NADA retail value
| 2017 – 2013 | 60 months | as low as 4.50% APR*6 |
| 2017 – 2013 | 72 months | as low as 4.75% APR*7 |
| 2012 – 2009 | 48 months | as low as 5.00% APR*8 |
| * | The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
(1) A sample monthly payment for a loan of $20,000 for 72 months at 3.24% APR would be approximately $306.44. (2) A sample monthly payment for a loan of $10,000 for 48 months at 4.35% APR would be approximately $227.77. (3) A sample monthly payment for a loan of $20,000 for 60 months at 4.00% APR would be approximately $368.94. (4) A sample monthly payment for a loan of $20,000 for 72 months at 4.25% APR would be approximately $315.75. (5) A sample monthly payment for a loan of $10,000 for 48 months at 5.00% APR would be approximately $230.77. (6) A sample monthly payment for a loan of $20,000 for 60 months at 4.50% APR would be approximately $373.56. (7) A sample monthly payment for a loan of $20,000 for 72 months at 4.75% APR would be approximately $320.42. (8) A sample monthly payment for a loan of $15,000 for 48 months at 5.00% APR would be approximately $346.16.
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Personal/Signature Loan
| Up to 60 months | as low as 7.99% APR*1 |
| * | The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
(1) A sample monthly payment for a loan of $5,000 for 60 months at 7.99% APR would be approximately $101.70. |
Share Secured
| Up to 60 months | 3.00% APR* |
| * | The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
A sample monthly payment for a loan of $5,000 for 60 months at 3.00% APR would be approximately $89.96. |
Our partner, Mortgage Center, is here to help with all your home financing needs. Not only do they offer traditional and government loans, Mortgage Center also offers unique mortgage solutions that other lenders cannot, including:
- Zero down payment
- Construction loans
- Cash-out refinances
- No Private Mortgage Insurance
If you’re looking to buy your first home, refinance your current one, or purchase a vacation home, Mortgage Center has a solution for you. Call 800-353-4449 to speak with a Mortgage Center expert and begin your free pre-approval or click the button below to apply now!
Open–End Variable Rate – ($150.00 Processing Fee)
| Range of Balances | Payoff Period | Rate |
| Up to $5,000.00 | 60 months | As Low As Prime +.00% APR*1 |
| $5,000.01 to $25,000.00 | 120 months | As Low As Prime +.00% APR*2 |
| $25,000.01 and Above | 180 months | As Low as Prime + .00+% APR*3 |
| * | The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time. |
| 1 | *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime + .00, WSP is 3.25% APR as of 4/2020. Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease). Rate is As Low As. Higher rates based on credit score. Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of $18.10 per $1,000.00 borrowed, based on a 60-month term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender” |
| 2 | *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime +.00, WSP is 3.25% APR as of 4/2020. Minimum Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease). Rate As Low As. Higher rates based on credit score. Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of $48.93 per $5,000.01 borrowed, based on a 120-month term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender” |
| 3 | *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime +.00, WSP is 3.25% APR as of 4/2020. Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease). Rates As Low As. Higher rates based on credit score Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of $175.91 per $25,000.01 borrowed, based on a 180-month term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender” |