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Whether you’re shopping for your first home, saving for retirement, looking for an affordable credit card or refinancing a vehicle, Integrity FCU offers our members competitive rates to help you meet your financial needs. Interested in a loan? Apply Today!

Newer Models 2016 & Newer – Up to 100% Financing

Up to 72 months as low as 3.30% APR*1

Newer Recreational 2016 & Newer– Up to 100% Financing

Up to 60 months as low as 5.25% APR*2

Newer Motorcycle 2015 & Newer – Up to 100% Financing

Up to 72 months as low as 5.75% APR*3
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.

(1) A sample monthly payment for a loan of $20,000 for 72 months at 3.30% APR would be approximately $306.99.

(2) A sample monthly payment for a loan of $20,000 for 60 months at 5.25% APR would be approximately $380.55.

(3) A sample monthly payment for a loan of $20,000 for 72 months at 5.75% APR would be approximately $329.89.

Used 2015 and older – Up to 100% of average NADA retail value

2015 – 2011  72 months as low as 3.80% APR*1
2010 – 2007  48 months as low as 4.91% APR*2

Used Recreational – Up to 100% of average NADA retail value

2015 – 2011  60 months as low as 5.50% APR*3
2015 – 2011  72 months as low as 6.00% APR*4
2010 – 2007  48 months as low as 6.50% APR*5

Used Motorcycle – Up to 100% of average NADA retail value

2015 – 2011  60 months as low as 6.00% APR*6
2015 – 2011  72 months as low as 6.25% APR*7
2010 – 2007  48 months as low as 6.50% APR*8
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.

(1) A sample monthly payment for a loan of $20,000 for 72 months at 3.80% APR would be approximately $311.58.

(2) A sample monthly payment for a loan of $10,000 for 48 months at 4.91% APR would be approximately $230.36.

(3) A sample monthly payment for a loan of $20,000 for 60 months at 5.50% APR would be approximately $382.90.

(4) A sample monthly payment for a loan of $20,000 for 72 months at 6.00% APR would be approximately $332.29.

(5) A sample monthly payment for a loan of $10,000 for 48 months at 6.50% APR would be approximately $237.79.

(6) A sample monthly payment for a loan of $20,000 for 60 months at 6.00% APR would be approximately $387.62.

(7) A sample monthly payment for a loan of $20,000 for 72 months at 6.25% APR would be approximately $334.69.

(8) A sample monthly payment for a loan of $15,000 for 48 months at 6.50% APR would be approximately $356.69.

 

 

Personal/Signature Loan

Up to 60 months  as low as 8.99% APR*1
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.

(1) A sample monthly payment for a loan of $5,000 for 60 months at 8.99% APR would be approximately $104.16.

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Up to 60 months  4.00% APR*
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.

A sample monthly payment for a loan of $5,000 for 60 months at 4.00% APR would be approximately $92.24.

Mortgage rates can change daily – please contact our loan officers for current rates and fees.

Open–End Variable Rate – ($150.00 Processing Fee)

Range of Balances Payoff Period Rate
Up to $5,000.00  60 months As Low As Prime +.00% APR*1
$5,000.01 to $25,000.00  120 months As Low As Prime +.00% APR*2
$25,000.01 and Above  180 months As Low as Prime + .00+% APR*3
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
1 *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime + .00, WSP is 5.25% APR as of 7/19/19. Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease).Rate is As Low As. Higher rates based on credit score. Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of $19.03 per $1,000.00 borrowed, based on a 60-month term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender”
2 *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime +.00, WSP is 5.25% APR as of 7/19/19. Minimum Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease).Rate As Low As. Higher rates based on credit score. Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of $53.76 per $5,000.01 borrowed, based on a 120-month term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender”
3 *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime +.00, WSP is 5.25% APR as of 7/19/19. Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease).Rates As Low As. Higher rates based on credit score Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of $201.41 per $25,000.01 borrowed, based on a 180-month term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender”

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