Integrity Federal Credit Union offers membership to:
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and hires a CEO/Manager to oversee the day to day operations of the credit union.
A credit union exists to serve a specific group of people, such as a group of employees or the members of a professional or religious group. This is called a “field of membership.” The field of membership may include where they live, where they work, or their membership in a social or economic group.
With multiple ways to apply, we’re making it easier than ever to become a valued member of Integrity Federal Credit Union. Either print the form at home and deliver it to us via your preferred method, or stop by the office to let us walk you through the process. Just follow the steps below to begin your membership process.
Download the Membership Application to begin applying. Once you’ve printed and completed the application form, you can choose one of three convenient ways to continue the process.
Because of their member-owned, board-operated structure, credit unions like Integrity Federal Credit Union, provide their members with a safe, convenient place to save and borrow money at reasonable rates at an institution that exists solely to benefit them, not to make a profit.
Stop by our Barberton branch today! View hours and directions.
The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends and improved services.