PRIVACY NOTICE AND DISCLOSURE
As a member owned financial institution, Integrity Federal Credit Union iscommitted to providing all our members with competitive products and services to meet all your financial needs. Also, protecting the privacy of our members is of utmost importance to us. Federal law requires that we give you this privacy notice which describes our privacy policy and practices concerning the personal information we collect and disclose about our members. Also included is information about the parties who necessarily receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.

Collected Information About You
As permitted by law, we may disclose all the nonpublic information collected from the following sources:

· Information we receive from you on applications and other forms

· Information about your transactions with us

· Information we receive from a consumer reporting agency

· Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers or from other institutions where you conduct financial transactions.

Parties Who Receive Information From Us
Nonpublic personal information about you may be disclosed to the following types of third parties:

· Financial service providers, such as insurance companies, and mortgage service companies

· Non-financial companies, such as consumer reporting agencies, data processors, check/share draft printers, financial statement publishers, and plastic card processors.

Information Disclosed To Parties That Provide Services To Us
We may disclose all the information we collect, as described above, to companies that perform other services on our behalf in order for us to conduct the business of the credit union and provide our members with competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures may include information to process transactions on your behalf, conduct the operations of our credit union, follow your authorized instructions, or protect the security of our financial records. We only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.

Disclosure of Information About Former Members
Except as may be permitted or required by law, we will not share information we have collected about you if your membership is terminated at Integrity Federal Credit Union.

How We Protect Your Information
Protecting the privacy of our members is a commitment of Integrity Federal Credit Union. As a member you can help by following these simple guidelines:

· Your account number, plastic card numbers, PINS (personal identification numbers), or passwords need to be kept private and protected. Never keep your PIN with your card, which can provide free access to your accounts if your card is lost or stolen.

· When disclosing your account numbers, social security numbers, etc. to other persons, use caution. Beware of anyone calling you and claiming the call is for credit union business and asks for your account number. Official credit union staff will have access to your information and will not need to ask for it.

· Keep your information with us current. Inform us of any changes in your address or phone number. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately.

· Let us know if you have questions. Please do not hesitate to write or call us – we are here to serve you!

971 Wooster Road, West – Barberton, Ohio 44203
Phone: (330) 825-2455 – Fax: (330) 825-4877
www.integrityfcu.org